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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,600 | $110,551-94.9% | $80,741-93.1% | $167,518-96.7% |
| Participation rate | 50.0% | 64.0%-14.0pp | 54.2%-4.2pp | 82.1%-32.1pp |
| Annual return | 48.38% | 120.57%-72.2pp | 87.30%-38.9pp | 478.71%-430.3pp |
| Employer contribution / active EE | $898 | $1,543-41.8% | $1,160-22.6% | $4,838-81.4% |
| Participant deferral / active EE | $1,571 | $2,870-45.3% | $2,145-26.8% | $6,342-75.2% |
| Admin fee / account holder | $73 | $4,547-98.4% | $3,380-97.8% | $12,312-99.4% |