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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,606 | $96,691+115.7% | $86,656+140.7% | $139,487+49.6% |
| Participation rate | 77.8% | 74.4%+3.4pp | 71.7%+6.1pp | 80.3%-2.6pp |
| Annual return | 10.70% | 106.87%-96.2pp | 593.09%-582.4pp | 373.84%-363.1pp |
| Employer contribution / active EE | $637 | $3,267-80.5% | $3,025-78.9% | $4,755-86.6% |
| Participant deferral / active EE | $14,611 | $4,838+202.0% | $4,439+229.1% | $6,713+117.7% |
| Admin fee / account holder | $1,780 | $6,414-72.2% | $5,619-68.3% | $11,407-84.4% |