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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,430 | $103,038+26.6% | $90,324+44.4% | $152,909-14.7% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 16.39% | 95.25%-78.9pp | 78.15%-61.8pp | 345.46%-329.1pp |
| Employer contribution / active EE | $6,745 | $3,141+114.8% | $2,856+136.2% | $4,764+41.6% |
| Participant deferral / active EE | $11,233 | $4,282+162.3% | $3,885+189.1% | $5,851+92.0% |
| Admin fee / account holder | $1,100 | $6,177-82.2% | $5,356-79.5% | $11,601-90.5% |