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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,830 | $100,938+113.8% | $90,461+138.6% | $158,982+35.8% |
| Participation rate | 88.9% | 75.0%+13.9pp | 72.7%+16.2pp | 82.0%+6.9pp |
| Annual return | 69.99% | 1727.20%-1657.2pp | 1294.76%-1224.8pp | 302.99%-233.0pp |
| Employer contribution / active EE | $6,732 | $3,691+82.4% | $3,264+106.3% | $4,763+41.4% |
| Participant deferral / active EE | $11,355 | $4,350+161.1% | $3,964+186.4% | $5,983+89.8% |
| Admin fee / account holder | $1,119 | $6,510-82.8% | $5,617-80.1% | $11,252-90.1% |