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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,217 | $183,516-89.0% | $155,534-87.0% | $145,884-86.1% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 12.29% | 61.43%-49.1pp | 64.92%-52.6pp | 551.85%-539.6pp |
| Employer contribution / active EE | $2,475 | $5,315-53.4% | $4,675-47.1% | $4,662-46.9% |
| Participant deferral / active EE | $3,095 | $6,467-52.1% | $5,630-45.0% | $6,690-53.7% |
| Admin fee / account holder | $2,724 | $19,293-85.9% | $15,900-82.9% | $13,392-79.7% |