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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,534 | $175,259-90.6% | $149,723-89.0% | $139,487-88.1% |
| Participation rate | 83.3% | 83.4%-0.1pp | 78.8%+4.6pp | 80.3%+3.0pp |
| Annual return | 17.63% | 166.82%-149.2pp | 134.50%-116.9pp | 373.84%-356.2pp |
| Employer contribution / active EE | $2,627 | $5,478-52.1% | $4,821-45.5% | $4,755-44.8% |
| Participant deferral / active EE | $3,933 | $6,522-39.7% | $5,682-30.8% | $6,713-41.4% |
| Admin fee / account holder | $1,267 | $16,158-92.2% | $13,215-90.4% | $11,407-88.9% |