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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,997 | $167,353-95.8% | $143,797-95.1% | $134,545-94.8% |
| Participation rate | 83.3% | 84.8%-1.5pp | 80.3%+3.0pp | 81.2%+2.1pp |
| Annual return | -34.14% | 0.48%-34.6pp | -0.04%-34.1pp | 418.37%-452.5pp |
| Employer contribution / active EE | $2,241 | $5,620-60.1% | $4,952-54.8% | $4,742-52.7% |
| Participant deferral / active EE | $3,372 | $6,447-47.7% | $5,638-40.2% | $6,401-47.3% |
| Admin fee / account holder | $304 | $18,096-98.3% | $14,679-97.9% | $11,431-97.3% |