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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,233 | $88,702-21.9% | $81,780-15.3% | $145,978-52.6% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 6.97% | 1029.12%-1022.2pp | 776.27%-769.3pp | 550.52%-543.6pp |
| Employer contribution / active EE | $3,900 | $3,084+26.4% | $2,914+33.8% | $4,662-16.3% |
| Participant deferral / active EE | $0 | $4,645-100.0% | $4,321-100.0% | $6,690-100.0% |
| Admin fee / account holder | $8,349 | $8,414-0.8% | $7,384+13.1% | $13,400-37.7% |