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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,914 | $96,643-27.7% | $86,617-19.3% | $139,456-49.9% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 8.65% | 106.57%-97.9pp | 591.91%-583.3pp | 373.45%-364.8pp |
| Employer contribution / active EE | $5,200 | $3,264+59.3% | $3,023+72.0% | $4,753+9.4% |
| Participant deferral / active EE | $0 | $4,835-100.0% | $4,437-100.0% | $6,711-100.0% |
| Admin fee / account holder | $31,925 | $6,406+398.4% | $5,613+468.8% | $11,407+179.9% |