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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,036 | $51,638-53.5% | $129,406-81.4% | $80,959-70.3% |
| Participation rate | 61.4% | 56.9%+4.4pp | 69.6%-8.3pp | 67.7%-6.3pp |
| Annual return | 13.92% | 20.78%-6.9pp | 9468.18%-9454.3pp | 35.67%-21.7pp |
| Employer contribution / active EE | $1,001 | $1,584-36.8% | $4,155-75.9% | $2,757-63.7% |
| Participant deferral / active EE | $2,144 | $2,670-19.7% | $4,167-48.6% | $4,300-50.2% |
| Admin fee / account holder | $3,011 | $4,313-30.2% | $7,689-60.8% | $6,925-56.5% |