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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,036 | $51,631-53.4% | $129,397-81.4% | $80,925-70.3% |
| Participation rate | 61.4% | 56.9%+4.4pp | 69.6%-8.3pp | 67.7%-6.3pp |
| Annual return | 13.92% | 20.77%-6.8pp | 9453.98%-9440.1pp | 35.65%-21.7pp |
| Employer contribution / active EE | $1,001 | $1,583-36.8% | $4,154-75.9% | $2,756-63.7% |
| Participant deferral / active EE | $2,144 | $2,670-19.7% | $4,167-48.6% | $4,299-50.1% |
| Admin fee / account holder | $3,011 | $4,309-30.1% | $7,679-60.8% | $6,940-56.6% |