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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,906 | $97,881-54.1% | $80,004-43.9% | $125,389-64.2% |
| Participation rate | 52.9% | 77.9%-24.9pp | 73.0%-20.1pp | 83.2%-30.2pp |
| Annual return | -3.00% | 9.36%-12.4pp | 7.63%-10.6pp | 282.24%-285.2pp |
| Employer contribution / active EE | $993 | $3,128-68.3% | $2,473-59.9% | $4,866-79.6% |
| Participant deferral / active EE | $3,017 | $3,744-19.4% | $3,204-5.8% | $5,352-43.6% |
| Admin fee / account holder | $3,051 | $6,278-51.4% | $5,033-39.4% | $9,541-68.0% |