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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,648 | $127,296-64.1% | $109,907-58.5% | $167,536-72.8% |
| Participation rate | 73.7% | 77.9%-4.2pp | 74.2%-0.5pp | 82.1%-8.4pp |
| Annual return | 5.83% | 22.97%-17.1pp | 29.46%-23.6pp | 478.82%-473.0pp |
| Employer contribution / active EE | $1,035 | $3,325-68.9% | $2,844-63.6% | $4,839-78.6% |
| Participant deferral / active EE | $3,073 | $4,513-31.9% | $4,047-24.1% | $6,342-51.6% |
| Admin fee / account holder | $415 | $7,119-94.2% | $6,069-93.2% | $12,315-96.6% |