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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,291 | $88,360-17.1% | $145,433-49.6% | $67,986+7.8% |
| Participation rate | 70.0% | 65.5%+4.5pp | 82.1%-12.1pp | 57.2%+12.8pp |
| Annual return | 19.01% | 63.15%-44.1pp | 66.58%-47.6pp | 31.67%-12.7pp |
| Employer contribution / active EE | $2,249 | $3,054-26.3% | $4,554-50.6% | $2,019+11.4% |
| Participant deferral / active EE | $6,278 | $5,932+5.8% | $7,897-20.5% | $3,358+87.0% |
| Admin fee / account holder | $915 | $3,313-72.4% | $13,129-93.0% | $3,203-71.4% |