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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,591 | $99,921-77.4% | $85,009-73.4% | $145,959-84.5% |
| Participation rate | 10.0% | 74.1%-64.1pp | 67.5%-57.5pp | 80.3%-70.3pp |
| Annual return | 21.21% | 83.89%-62.7pp | 66.47%-45.3pp | 561.95%-540.7pp |
| Employer contribution / active EE | $2,525 | $3,233-21.9% | $2,728-7.4% | $4,661-45.8% |
| Participant deferral / active EE | $4,513 | $5,293-14.7% | $4,522-0.2% | $6,689-32.5% |
| Admin fee / account holder | $29,696 | $7,252+309.5% | $6,153+382.7% | $13,398+121.7% |