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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,745 | $87,733-30.8% | $106,551-43.0% | $85,856-29.2% |
| Participation rate | 82.1% | 71.9%+10.2pp | 76.1%+6.0pp | 69.3%+12.8pp |
| Annual return | 7.30% | 21.86%-14.6pp | 26.80%-19.5pp | 318.58%-311.3pp |
| Employer contribution / active EE | $1,847 | $2,073-10.9% | $2,819-34.5% | $2,565-28.0% |
| Participant deferral / active EE | $3,159 | $3,469-8.9% | $4,398-28.2% | $3,952-20.1% |
| Admin fee / account holder | $23,856 | $6,767+252.5% | $7,408+222.0% | $6,261+281.0% |