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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,625 | $67,411-21.9% | $91,004-42.2% | $70,126-25.0% |
| Participation rate | 76.7% | 71.4%+5.3pp | 75.6%+1.1pp | 69.5%+7.1pp |
| Annual return | 18.13% | -40.16%+58.3pp | 4.60%+13.5pp | 73.15%-55.0pp |
| Employer contribution / active EE | $1,352 | $1,786-24.3% | $2,456-45.0% | $2,343-42.3% |
| Participant deferral / active EE | $2,699 | $2,823-4.4% | $3,548-23.9% | $3,332-19.0% |
| Admin fee / account holder | $1,012 | $4,236-76.1% | $5,417-81.3% | $4,645-78.2% |