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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,566 | $176,105-77.5% | $159,474-75.2% | $167,536-76.4% |
| Participation rate | 77.8% | 85.0%-7.2pp | 82.8%-5.1pp | 82.1%-4.3pp |
| Annual return | 7.33% | 331.91%-324.6pp | 263.68%-256.3pp | 478.82%-471.5pp |
| Employer contribution / active EE | $1,831 | $5,299-65.4% | $4,831-62.1% | $4,839-62.2% |
| Participant deferral / active EE | $5,665 | $7,751-26.9% | $7,353-23.0% | $6,342-10.7% |
| Admin fee / account holder | $19,788 | $12,559+57.6% | $10,802+83.2% | $12,315+60.7% |