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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,336 | $138,076-83.8% | $123,553-81.9% | $135,380-83.5% |
| Participation rate | 61.5% | 84.7%-23.2pp | 82.3%-20.8pp | 82.6%-21.1pp |
| Annual return | 26.59% | 153.70%-127.1pp | 119.21%-92.6pp | 519.81%-493.2pp |
| Employer contribution / active EE | $1,113 | $5,152-78.4% | $4,628-76.0% | $4,779-76.7% |
| Participant deferral / active EE | $2,454 | $6,800-63.9% | $6,426-61.8% | $5,609-56.2% |
| Admin fee / account holder | $3,176 | $10,917-70.9% | $9,284-65.8% | $10,828-70.7% |