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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,163 | $157,304-84.0% | $141,197-82.2% | $152,909-83.5% |
| Participation rate | 57.1% | 84.8%-27.7pp | 82.5%-25.3pp | 82.5%-25.3pp |
| Annual return | 17.61% | 64.34%-46.7pp | 71.41%-53.8pp | 345.46%-327.9pp |
| Employer contribution / active EE | $1,149 | $5,263-78.2% | $4,736-75.7% | $4,764-75.9% |
| Participant deferral / active EE | $3,690 | $7,111-48.1% | $6,710-45.0% | $5,851-36.9% |
| Admin fee / account holder | $8,351 | $12,126-31.1% | $10,265-18.6% | $11,601-28.0% |