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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,590 | $78,690-29.4% | $161,489-65.6% | $87,485-36.5% |
| Participation rate | 76.3% | 67.5%+8.9pp | 78.7%-2.4pp | 68.9%+7.4pp |
| Annual return | 11.95% | 32.74%-20.8pp | 89.72%-77.8pp | 26.06%-14.1pp |
| Employer contribution / active EE | $0 | $2,588-100.0% | $4,268-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $2,247 | $3,311-32.1% | $5,630-60.1% | $4,274-47.4% |
| Admin fee / account holder | $4,008 | $6,724-40.4% | $16,006-75.0% | $7,775-48.5% |