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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,590 | $76,407-27.2% | $150,298-63.0% | $82,448-32.6% |
| Participation rate | 76.3% | 66.4%+9.9pp | 77.8%-1.4pp | 68.1%+8.2pp |
| Annual return | 11.95% | 39.99%-28.0pp | 62.79%-50.8pp | 41.64%-29.7pp |
| Employer contribution / active EE | $0 | $2,614-100.0% | $4,154-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $2,247 | $3,214-30.1% | $5,453-58.8% | $4,139-45.7% |
| Admin fee / account holder | $4,008 | $6,352-36.9% | $14,116-71.6% | $7,234-44.6% |