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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,342 | $81,358-40.6% | $155,556-68.9% | $80,959-40.3% |
| Participation rate | 85.0% | 66.3%+18.7pp | 78.2%+6.8pp | 67.7%+17.3pp |
| Annual return | 9.11% | 33.39%-24.3pp | 64.84%-55.7pp | 35.67%-26.6pp |
| Employer contribution / active EE | $0 | $3,106-100.0% | $4,675-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $2,309 | $3,455-33.2% | $5,631-59.0% | $4,300-46.3% |
| Admin fee / account holder | $16,352 | $7,994+104.6% | $15,885+2.9% | $6,925+136.1% |