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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,679 | $97,761-19.5% | $83,850-6.2% | $135,382-41.9% |
| Participation rate | 77.8% | 80.0%-2.2pp | 76.1%+1.6pp | 82.6%-4.9pp |
| Annual return | -3.78% | 1287.44%-1291.2pp | 850.92%-854.7pp | 519.77%-523.6pp |
| Employer contribution / active EE | $973 | $4,222-76.9% | $3,631-73.2% | $4,779-79.6% |
| Participant deferral / active EE | $5,880 | $4,682+25.6% | $4,082+44.1% | $5,609+4.8% |
| Admin fee / account holder | $870 | $6,674-87.0% | $5,478-84.1% | $10,829-92.0% |