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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,650 | $106,008-26.8% | $92,240-15.8% | $147,586-47.4% |
| Participation rate | 72.7% | 80.4%-7.7pp | 76.5%-3.8pp | 82.8%-10.1pp |
| Annual return | 14.68% | 50.05%-35.4pp | 176.29%-161.6pp | 578.59%-563.9pp |
| Employer contribution / active EE | $1,753 | $4,333-59.5% | $3,680-52.3% | $4,876-64.0% |
| Participant deferral / active EE | $4,565 | $4,478+1.9% | $3,897+17.1% | $5,439-16.1% |
| Admin fee / account holder | $1,123 | $6,333-82.3% | $5,194-78.4% | $10,886-89.7% |