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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,452 | $78,670-49.9% | $109,173-63.9% | $85,847-54.0% |
| Participation rate | 87.1% | 68.3%+18.8pp | 75.9%+11.2pp | 69.3%+17.8pp |
| Annual return | 14.52% | 25.09%-10.6pp | 25.75%-11.2pp | 318.61%-304.1pp |
| Employer contribution / active EE | $2,738 | $2,734+0.2% | $3,723-26.4% | $2,565+6.7% |
| Participant deferral / active EE | $2,211 | $3,467-36.2% | $4,654-52.5% | $3,952-44.0% |
| Admin fee / account holder | $2,566 | $5,469-53.1% | $6,755-62.0% | $6,261-59.0% |