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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,061 | $65,364-28.0% | $92,909-49.3% | $72,975-35.5% |
| Participation rate | 79.3% | 68.3%+11.0pp | 76.0%+3.3pp | 69.5%+9.8pp |
| Annual return | 21.49% | 42.11%-20.6pp | 109.44%-87.9pp | 81.01%-59.5pp |
| Employer contribution / active EE | $431 | $2,594-83.4% | $3,653-88.2% | $2,440-82.4% |
| Participant deferral / active EE | $2,911 | $3,128-6.9% | $4,238-31.3% | $3,608-19.3% |
| Admin fee / account holder | $5,012 | $4,251+17.9% | $5,795-13.5% | $5,124-2.2% |