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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,830 | $76,551+116.6% | $123,894+33.8% | $62,881+163.7% |
| Participation rate | 87.8% | 73.0%+14.8pp | 81.4%+6.3pp | 69.3%+18.5pp |
| Annual return | 5.63% | 18.68%-13.0pp | 47.52%-41.9pp | 20.14%-14.5pp |
| Employer contribution / active EE | $1,474 | $2,882-48.9% | $4,617-68.1% | $2,281-35.4% |
| Participant deferral / active EE | $7,896 | $4,840+63.2% | $5,984+32.0% | $3,203+146.5% |
| Admin fee / account holder | $3,907 | $4,826-19.0% | $8,357-53.3% | $4,296-9.1% |