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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,068 | $102,429+172.5% | $147,096+89.7% | $80,925+244.8% |
| Participation rate | 93.2% | 75.9%+17.4pp | 82.2%+11.0pp | 67.7%+25.6pp |
| Annual return | 12.60% | 135.02%-122.4pp | 419.75%-407.2pp | 35.65%-23.1pp |
| Employer contribution / active EE | $3,665 | $3,716-1.4% | $4,936-25.7% | $2,756+33.0% |
| Participant deferral / active EE | $12,390 | $6,649+86.4% | $8,071+53.5% | $4,299+188.2% |
| Admin fee / account holder | $6,421 | $7,957-19.3% | $13,005-50.6% | $6,940-7.5% |