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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $591,478 | $208,088+184.2% | $186,193+217.7% | $154,746+282.2% |
| Participation rate | 90.0% | 80.0%+10.0pp | 77.1%+12.9pp | 80.7%+9.3pp |
| Annual return | 12.18% | 89.97%-77.8pp | 78.03%-65.8pp | 172.34%-160.2pp |
| Employer contribution / active EE | $4,248 | $4,340-2.1% | $3,918+8.4% | $4,379-3.0% |
| Participant deferral / active EE | $17,414 | $7,078+146.0% | $6,513+167.4% | $6,730+158.7% |
| Admin fee / account holder | $59,648 | $11,698+409.9% | $11,058+439.4% | $14,365+315.2% |