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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $359,046 | $227,597+57.8% | $189,575+89.4% | $167,536+114.3% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.4%+21.6pp | 82.1%+17.9pp |
| Annual return | 64.01% | 78.44%-14.4pp | 64.19%-0.2pp | 478.82%-414.8pp |
| Employer contribution / active EE | $5,449 | $5,316+2.5% | $4,412+23.5% | $4,839+12.6% |
| Participant deferral / active EE | $16,371 | $7,002+133.8% | $6,174+165.2% | $6,342+158.1% |
| Admin fee / account holder | $9,187 | $11,877-22.7% | $9,806-6.3% | $12,315-25.4% |