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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $626,379 | $211,239+196.5% | $178,528+250.9% | $145,877+329.4% |
| Participation rate | 80.0% | 80.8%-0.8pp | 77.1%+2.9pp | 80.3%-0.3pp |
| Annual return | 7.17% | 30.22%-23.1pp | 27.11%-19.9pp | 551.28%-544.1pp |
| Employer contribution / active EE | $2,933 | $4,570-35.8% | $3,950-25.8% | $4,663-37.1% |
| Participant deferral / active EE | $17,323 | $6,963+148.8% | $6,278+175.9% | $6,691+158.9% |
| Admin fee / account holder | $6,550 | $12,095-45.8% | $10,419-37.1% | $13,402-51.1% |