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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $591,478 | $180,749+227.2% | $160,784+267.9% | $137,256+330.9% |
| Participation rate | 90.0% | 80.0%+10.0pp | 77.0%+13.0pp | 80.0%+10.0pp |
| Annual return | 12.18% | 2234.46%-2222.3pp | 1803.92%-1791.7pp | 220.34%-208.2pp |
| Employer contribution / active EE | $4,248 | $4,155+2.2% | $3,733+13.8% | $4,156+2.2% |
| Participant deferral / active EE | $17,414 | $6,844+154.4% | $6,293+176.7% | $6,407+171.8% |
| Admin fee / account holder | $59,648 | $10,397+473.7% | $9,717+513.9% | $12,270+386.1% |