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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,135 | $105,210+50.3% | $159,487-0.8% | $85,851+84.2% |
| Participation rate | 96.2% | 75.8%+20.4pp | 82.8%+13.3pp | 69.3%+26.8pp |
| Annual return | 12.51% | 45.08%-32.6pp | 263.71%-251.2pp | 318.63%-306.1pp |
| Employer contribution / active EE | $5,405 | $3,319+62.8% | $4,831+11.9% | $2,565+110.7% |
| Participant deferral / active EE | $9,852 | $5,946+65.7% | $7,354+34.0% | $3,952+149.3% |
| Admin fee / account holder | $14,618 | $6,934+110.8% | $10,804+35.3% | $6,261+133.5% |