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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,424 | $89,370+60.5% | $141,197+1.6% | $72,976+96.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 17.98% | 111.88%-93.9pp | 71.41%-53.4pp | 81.02%-63.0pp |
| Employer contribution / active EE | $5,124 | $3,115+64.5% | $4,736+8.2% | $2,440+110.0% |
| Participant deferral / active EE | $9,078 | $5,419+67.5% | $6,710+35.3% | $3,608+151.6% |
| Admin fee / account holder | $446 | $5,957-92.5% | $10,265-95.7% | $5,124-91.3% |