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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,321 | $98,776+45.1% | $149,745-4.3% | $79,856+79.5% |
| Participation rate | 92.2% | 75.8%+16.4pp | 82.5%+9.7pp | 69.6%+22.5pp |
| Annual return | 9.50% | 27.38%-17.9pp | 276.72%-267.2pp | 31.71%-22.2pp |
| Employer contribution / active EE | $5,232 | $3,217+62.6% | $4,646+12.6% | $2,471+111.7% |
| Participant deferral / active EE | $9,565 | $5,681+68.4% | $6,843+39.8% | $3,741+155.7% |
| Admin fee / account holder | $16,074 | $6,053+165.6% | $9,312+72.6% | $5,306+202.9% |