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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,187 | $168,636-56.6% | $147,617-50.4% | $125,393-41.6% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -4.51% | 77.65%-82.2pp | 61.98%-66.5pp | 282.23%-286.7pp |
| Employer contribution / active EE | $5,756 | $6,252-7.9% | $5,565+3.4% | $4,866+18.3% |
| Participant deferral / active EE | $6,634 | $5,507+20.5% | $4,895+35.5% | $5,351+24.0% |
| Admin fee / account holder | $419 | $13,580-96.9% | $11,611-96.4% | $9,541-95.6% |