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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,980 | $198,462-48.6% | $170,439-40.2% | $147,585-30.9% |
| Participation rate | 75.0% | 88.0%-13.0pp | 83.6%-8.6pp | 82.8%-7.8pp |
| Annual return | 4.51% | 257.30%-252.8pp | 205.94%-201.4pp | 578.58%-574.1pp |
| Employer contribution / active EE | $4,064 | $6,184-34.3% | $5,433-25.2% | $4,876-16.7% |
| Participant deferral / active EE | $5,670 | $5,629+0.7% | $4,939+14.8% | $5,439+4.2% |
| Admin fee / account holder | $8,137 | $16,852-51.7% | $13,881-41.4% | $10,886-25.2% |