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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,912 | $138,114+109.9% | $125,391+131.2% | $134,545+115.5% |
| Participation rate | 92.3% | 84.5%+7.8pp | 82.4%+9.9pp | 81.2%+11.1pp |
| Annual return | -16.65% | 750.88%-767.5pp | 572.41%-589.1pp | 418.37%-435.0pp |
| Employer contribution / active EE | $4,169 | $5,246-20.5% | $4,816-13.4% | $4,742-12.1% |
| Participant deferral / active EE | $10,348 | $7,801+32.7% | $7,448+38.9% | $6,401+61.7% |
| Admin fee / account holder | $9,081 | $11,570-21.5% | $10,009-9.3% | $11,431-20.6% |