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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,919 | $157,304+38.5% | $141,197+54.3% | $152,909+42.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 23.15% | 64.34%-41.2pp | 71.41%-48.3pp | 345.46%-322.3pp |
| Employer contribution / active EE | $7,687 | $5,263+46.1% | $4,736+62.3% | $4,764+61.4% |
| Participant deferral / active EE | $9,643 | $7,111+35.6% | $6,710+43.7% | $5,851+64.8% |
| Admin fee / account holder | $10,792 | $12,126-11.0% | $10,265+5.1% | $11,601-7.0% |