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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,959 | $150,447+14.3% | $136,298+26.2% | $147,586+16.5% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 17.95% | 1049.15%-1031.2pp | 5156.27%-5138.3pp | 578.59%-560.6pp |
| Employer contribution / active EE | $7,660 | $5,256+45.7% | $4,696+63.1% | $4,876+57.1% |
| Participant deferral / active EE | $8,698 | $6,631+31.2% | $6,247+39.2% | $5,439+59.9% |
| Admin fee / account holder | $921 | $10,906-91.6% | $9,244-90.0% | $10,886-91.5% |