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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $362,680 | $154,228+135.2% | $145,433+149.4% | $137,256+164.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 14.09% | 74.59%-60.5pp | 66.58%-52.5pp | 220.34%-206.2pp |
| Employer contribution / active EE | $8,325 | $4,804+73.3% | $4,554+82.8% | $4,156+100.3% |
| Participant deferral / active EE | $12,185 | $8,216+48.3% | $7,897+54.3% | $6,407+90.2% |
| Admin fee / account holder | $2,921 | $14,344-79.6% | $13,129-77.7% | $12,270-76.2% |