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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,986 | $110,278-38.4% | $95,740-29.0% | $139,466-51.3% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 12.74% | 27.19%-14.4pp | 28.41%-15.7pp | 373.66%-360.9pp |
| Employer contribution / active EE | $5,323 | $3,260+63.3% | $2,836+87.7% | $4,754+12.0% |
| Participant deferral / active EE | $8,553 | $4,674+83.0% | $4,244+101.5% | $6,712+27.4% |
| Admin fee / account holder | $559 | $6,613-91.5% | $5,676-90.2% | $11,409-95.1% |