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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,069 | $106,551-40.8% | $91,225-30.9% | $134,532-53.1% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.2%+26.8pp | 81.2%+18.8pp |
| Annual return | -16.92% | 160.78%-177.7pp | 114.12%-131.0pp | 418.27%-435.2pp |
| Employer contribution / active EE | $7,416 | $3,331+122.6% | $2,851+160.1% | $4,741+56.4% |
| Participant deferral / active EE | $10,327 | $4,718+118.9% | $4,233+143.9% | $6,401+61.3% |
| Admin fee / account holder | $584 | $6,234-90.6% | $5,422-89.2% | $11,429-94.9% |