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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,510 | $113,339-86.3% | $94,993-83.7% | $147,585-89.5% |
| Participation rate | 100.0% | 78.0%+22.0pp | 73.9%+26.1pp | 82.8%+17.2pp |
| Annual return | 0.00% | 20.77%-20.8pp | 27.12%-27.1pp | 578.57%-578.6pp |
| Employer contribution / active EE | $2,087 | $3,160-34.0% | $2,603-19.9% | $4,876-57.2% |
| Participant deferral / active EE | $10,283 | $3,777+172.2% | $3,317+210.0% | $5,439+89.1% |
| Admin fee / account holder | $627 | $6,063-89.7% | $4,960-87.4% | $10,885-94.2% |