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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,769 | $124,351-84.9% | $109,188-82.8% | $167,553-88.8% |
| Participation rate | 76.5% | 79.4%-3.0pp | 75.9%+0.6pp | 82.1%-5.6pp |
| Annual return | 14.06% | 26.04%-12.0pp | 25.76%-11.7pp | 478.89%-464.8pp |
| Employer contribution / active EE | $694 | $4,210-83.5% | $3,723-81.4% | $4,840-85.7% |
| Participant deferral / active EE | $1,506 | $5,257-71.4% | $4,654-67.6% | $6,343-76.3% |
| Admin fee / account holder | $952 | $7,975-88.1% | $6,755-85.9% | $12,316-92.3% |