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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,339 | $115,814-86.8% | $101,275-84.9% | $158,982-90.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 20.33% | 56.16%-35.8pp | 46.48%-26.2pp | 302.99%-282.7pp |
| Employer contribution / active EE | $730 | $4,176-82.5% | $3,660-80.1% | $4,763-84.7% |
| Participant deferral / active EE | $1,604 | $4,958-67.6% | $4,371-63.3% | $5,983-73.2% |
| Admin fee / account holder | $404 | $7,249-94.4% | $5,948-93.2% | $11,252-96.4% |