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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,612 | $107,368-90.1% | $92,915-88.6% | $152,909-93.1% |
| Participation rate | 89.5% | 79.8%+9.7pp | 76.0%+13.5pp | 82.5%+7.0pp |
| Annual return | 21.77% | 145.64%-123.9pp | 109.45%-87.7pp | 345.46%-323.7pp |
| Employer contribution / active EE | $667 | $4,222-84.2% | $3,653-81.7% | $4,764-86.0% |
| Participant deferral / active EE | $1,486 | $4,848-69.3% | $4,238-64.9% | $5,851-74.6% |
| Admin fee / account holder | $353 | $7,082-95.0% | $5,796-93.9% | $11,601-97.0% |