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| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 13-3689044 | Account maintenance fees; Direct paym... | $115,228 |
LPL FINANCIAL2+ years Service code 16 · EIN 95-2834236 | Consulting | $37,645 |
Filed as: CHARLES SCHWAB & CO, INC. Service code 33 · EIN 94-1737782 | Securities brokerage; Securities brok... | $552 |
NATIONAL FINANCIAL SERVICES2+ years Service code 33 · EIN 04-3523567 | Securities brokerage; Securities brok... | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,253 | $107,045-40.9% | $108,745-41.8% | $63,975-1.1% |
| Participation rate | 49.4% | 81.9%-32.5pp | 77.7%-28.3pp | 71.1%-21.7pp |
| Annual return | 8.24% | 18.14%-9.9pp | 46.22%-38.0pp | 48.65%-40.4pp |
| Employer contribution / active EE | $634 | $2,651-76.1% | $3,323-80.9% | $2,182-70.9% |
| Participant deferral / active EE | $1,933 | $4,292-54.9% | $5,121-62.2% | $3,356-42.4% |
| Admin fee / account holder | $238 | $67+254.1% | $6,144-96.1% | $70+237.6% |