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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,082 | $73,988+63.7% | $96,538+25.4% | $75,177+61.1% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 11.53% | 26.73%-15.2pp | 35.74%-24.2pp | 160.75%-149.2pp |
| Employer contribution / active EE | $10,727 | $2,930+266.1% | $3,740+186.8% | $2,671+301.6% |
| Participant deferral / active EE | $3,967 | $3,660+8.4% | $4,880-18.7% | $4,126-3.9% |
| Admin fee / account holder | $6,145 | $5,220+17.7% | $6,737-8.8% | $5,651+8.7% |