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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,356 | $63,346+55.3% | $92,240+6.6% | $70,126+40.3% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 19.90% | 530.19%-510.3pp | 176.29%-156.4pp | 73.15%-53.2pp |
| Employer contribution / active EE | $6,271 | $2,471+153.8% | $3,680+70.4% | $2,343+167.7% |
| Participant deferral / active EE | $3,109 | $2,854+9.0% | $3,897-20.2% | $3,332-6.7% |
| Admin fee / account holder | $632 | $3,841-83.5% | $5,194-87.8% | $4,645-86.4% |