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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,528 | $97,732+10.0% | $83,831+28.3% | $135,380-20.6% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -4.24% | 1287.56%-1291.8pp | 850.99%-855.2pp | 519.81%-524.0pp |
| Employer contribution / active EE | $7,920 | $4,222+87.6% | $3,631+118.1% | $4,779+65.7% |
| Participant deferral / active EE | $3,858 | $4,683-17.6% | $4,082-5.5% | $5,609-31.2% |
| Admin fee / account holder | $4,740 | $6,675-29.0% | $5,479-13.5% | $10,828-56.2% |