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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,246 | $138,072-15.8% | $123,549-5.9% | $135,382-14.1% |
| Participation rate | 85.7% | 84.7%+1.0pp | 82.3%+3.4pp | 82.6%+3.1pp |
| Annual return | -6.63% | 153.69%-160.3pp | 119.20%-125.8pp | 519.77%-526.4pp |
| Employer contribution / active EE | $12,419 | $5,152+141.1% | $4,628+168.3% | $4,779+159.9% |
| Participant deferral / active EE | $12,873 | $6,799+89.3% | $6,426+100.3% | $5,609+129.5% |
| Admin fee / account holder | $570 | $10,917-94.8% | $9,284-93.9% | $10,829-94.7% |